The table below details the cover that we offer for Halifax Pet Insurance and Halifax Pet Insurance eXtra. Defaqto**, an independent research agency, has rated Halifax Pet Insurance eXtra 5 star pet insurance cover.
Benefit table
| Cover |
Halifax Pet Insurance |
Halifax Pet Insurance eXtra |
Excess |
|||
|---|---|---|---|---|---|---|
| Vets Fees |
£1,000 per year |
£6,000 per year |
£50 for cats £60 for dogs per condition per year |
|||
Alternative/Complementary |
 |
|
£50 for cats £60 for dogs per condition per year |
|||
Behavioural Problems |
£200 |
£200 |
£50 for cats £60 for dogs per condition per year |
|||
Cremation/burial costs |
£100 |
£100 |
£50 for cats £60 for dogs per condition per year |
|||
| Third Party Liability (dogs only) |
£1m |
£1m |
£100 per incident |
|||
| Death of your Pet |
£500 |
£1,000 |
- |
|||
| Advertising and Reward |
£500 |
£1,000 |
- |
|||
| Theft and/or Straying |
£500 |
£1,000 |
- |
|||
| Accidental Damage |
£500 |
£500 |
£100 per incident |
|||
| Kennel / Cattery Fees |
£500 |
£1,000 |
- |
|||
| Holiday Cancellation |
£1,000 |
£2,000 |
- |
|||
| Pay Vet Direct |
|
|
- |
|||
| Cover Abroad * |
12 Months |
12 Months |
- |
|||
Helplines |
||||||
| Find-a-Vet |
|
|
- |
|||
| Bereavement Counselling |
|
|
- |
|||
| Pet Legal |
|
|
- |
|||
| Pet Minders |
|
|
- |
|||
* Subject to full compliance with the PETS Travel Scheme.
Important Points
(please refer to the full policy wording for complete terms and conditions)
- The excess amounts shown against the cover are the amounts which you
personally will be asked to pay in respect of each claim.
- Veterinary fees which are not covered include the costs of routine
examinations, vaccinations, whelping, kittening, castration, spaying
and prescription drugs for preventative treatment.
- Cats and Dogs must be at least 8 weeks old to qualify for Halifax
Pet Insurance.
- Cover for illness starts 10 days after the inception date of the policy.
- Third party insurance applies only if you are not already covered
by your household policy, it excludes injury to your family, household,
employees or their property.
- Insurance cover is available in the United Kingdom (including Northern
Ireland), Isle of Man and Channel Islands only.
- Your insurance certificate cannot be transferred to another pet.
- A copy of the policy is available for inspection on request.
** Halifax Pet Insurance is rated 5 star for product features and benefits by independent market research company Defaqto